Debt Service Cover Ratio (DSCR)

DSCR Mortgage Loans for Real Estate Investors!

We specialize in DSCR & Non-QM home loans for real estate investors. 

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A Smart Way to Finance Your Real Estate Portfolio

A DSCR mortgage loan allows you to qualify for financing based on the projected rental income of a property rather than personal income. Designed for real estate investors to purchase income-generating properties. 

01.

No Ratio (No Minimum DSCR)

No income or employment required. Limited restrictions for maximum flexibility

02.

Diverse Property Types

Airbnb Rentals, Condo Hotels, and properties for foreign nationals are eligible.

03.

Higher Loan Limits

Loans up to $3.5 Million. Purchase up to 80% LTV and cash-out up to 75% LTV

04.

Flexible Payment Terms

30- and 40-year fixed terms, SOFR ARMs with Interest-Only options available

05.

First-Time Investors OK

Up to 75% LTV for first-time investors and cash-out options to meet reserves.

06.

limited Documentation

Only 30-days of asset documentation needed for closing funds and reserves.

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